Attention homeowners in Glendale and Maricopa County: Need an appraisal?
Check out the top 7 reasons why Arizona homeowners use BC HOME APPRAISALS:
At BC HOME APPRAISALS, we understand the unique needs of a consumer seeking appraisal services. Our customary business clients get the appraisal process and the customary documents we provide. But as a general consumer, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.
Challenge property tax assessmentsYour local tax assessor may have your home overvalued if you live in a local area that's going down or not appreciating as much as other houses nearby. This only means you are most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from BC HOME APPRAISALS is your best weapon.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. BC HOME APPRAISALS is experienced in helping customers just like you remove unneeded PMI insurance.
Was your HELOC recently frozen?If your property is in or near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. BC HOME APPRAISALS can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you'd like to have a veteran appraiser double-check it for precision or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can assist you. Although most review work is requested by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.